Insure Your
Collection Today

Before it's too late!

Insurance
European Watch Co.

Watch and jewelry insurance brought to you by European Watch Company, provided by Chubb

INSURE MY WATCH NOW

Coverage Features

Globe

Worldwide Coverage

Wherever you are—underwater, in the air, or deep in the jungle—your watch and jewelry are insured

Pocketwatch

Get Coverage Quickly

Insuring your watches and jewelry is quick, easy, and hassle-free

Vault

Insure Your Investment

Insure your collection at current market value, not MSRP

From Vintage Classics To Modern Masterpieces, We've Got You Insured

Expanding Your Collection?

Expanding Your Collection?

Whenever you purchase a new watch or piece of jewelry, our team will be right there to help add it to your new policy.

High Value Premium Discounts

High Value Premium Discounts

Depending on the value of your collection, you may be eligible for additional premium discounts if you have an UL-rated, mounted safe in your home, central security system, signal continuity, or a full-time caretaker.

Convenient, Automatic Coverage

Convenient, Automatic Coverage

With an established Valuable Articles Policy, your newly acquired watches and jewelry will be automatically covered for up to 90 days at 25% of the total itemized limit, giving you peace of mind until you add to the policy.

Individualized Coverage

Individualized Coverage

Whether you have one watch or an entire collection, we make sure you get the coverage you need. We can cover luxury watches, jewelry, handbags, and fine art!

Liberal Appraisal Requirements

Liberal Appraisal Requirements

Appraisals are only required for watches and jewelry that are valued over $100,000. For anything below this, you will only need to submit photos and a detailed description.

Flexible Claims Settlements

Flexible Claims Settlements

When loss or damage occurs, you decide whether to repair or replace the item at the merchant of your choice or take cash payment for the loss.

Protect what you love

Protect what you love

Help Protect Your Timepiece, Preserve Your Investment

House

Your Homeowners policy may not cover your watches and jewelry

Generally, most homeowners' policies only provide $1,500 in coverage for all valuables such as watches, jewelry, handbags, and fine art. Chubb’s policy provides full coverage for the agreed insured amount. It also covers theft, misplacement, and many more forms of loss wherever and whenever it happens. Claims against your Valuable Articles Policy do not affect your Homeowner's policy.

Rain

Manufacturer warranties do not cover theft, loss, or natural disasters

Most manufacturers' and European Watch Company's warranties do not cover damage caused by an accident, theft, or natural disasters. With a Chubb Valuable Articles policy, you're covered and you can even choose where your watch goes to be repaired!

Graph

Secondary market prices can be significantly higher than MSRP

Some of the most popular watch models are often traded on the secondary market at two or even three times their original retail prices. As secondary market specialists, we can ensure your watch is quoted and covered at the value of the watch in the current market. Your collection will be reviewed yearly and coverage values are updated based on market trends.

Source: www.watchcharts.com

“ We hear horror stories of people's watches being stolen every single day. Dealers are posting entire stolen collections on watch groups. Insurance really is the best way to protect your investments.”

– Joshua Ganjei, CEO European Watch Company

Are you ready to protect your collection?

INSURE MY WATCH NOW
Question Mark
Frequently Asked Questions
No! You can insure any watch that was purchased new, pre-owned, or that was handed down to you. You can also insure other valuables such as jewelry, handbags, and fine art.
If you experience a loss, please email us at claims@europeanwatch.com to begin the claim filing process. We recommend taking detailed notes regarding the loss (i.e. date, time, location, and any relevant details). Chubb's claims processing times may vary by claim. Once a claim has been resolved, Chubb is dedicated to providing payment as quickly as possible.
You can email insurance@europeanwatch.com to edit the watches on your policy. We recommend sending photos of the watch and an invoice if you have it! We are working on a self-service option where you will be able to seamlessly add and remove watches from your policy.
You will need photos of each of your watches with a copy of today’s newspaper or something indicating today’s date in the background. For watches valued higher than $100,000, you will also need to submit a purchase invoice or recent appraisal.
Premiums are calculated based on the value of the watch or collection, the location of the primary residence where they are kept, the security and protection at this location and other factors.
In the event of a loss, your watches and jewelry are protected for up to 150% of the insured value, up to the policy limit. We will automatically review the value of your collection yearly. If the value of your watches significantly changes, you can always reach out to your agent to modify the insured value of your collection.
You can still have European Watch Company manage the insurance for your watches. Email insurance@europeanwatch.com to begin personalizing your Chubb insurance packages. European Watch Company is dedicated to offering our clients the most personalized insurance experience. We will ensure you are insured at the right value while maintaining excellent customer service.
European Watch Company and Chubb

Insurance described is offered by EWC Insurance Solutions LLC. (California license no. 4416935). Insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Halls Mill Road, Whitehouse Station, NJ 08889-1600.