Dedicated to protecting the timepieces, jewels, and treasures that matter most, Wrist Assured is your monthly insider’s guide: the place where we break down everything you need to know about insuring, safeguarding, and servicing your collection. Because luxury is more than what you wear. It’s what you protect.Your Watch Has a Warranty. Does it Still Need Insurance?This is a very frequently asked question, and it nearly always sounds the same. “The watch is new, the warranty card is in the box, and the coverage runs five years. Isn't that enough?”It is a fair question, and the answer is not a trick. A warranty is real protection, and it is worth having. It simply answers a different question than insurance does. The cleanest explanation of the difference is this: a warranty is about a problem with the watch. Insurance is about something that happens to it.Once that distinction clicks, almost everything else follows.What Does a Watch Warranty Cover?A warranty from the watch’s manufacturer or authorized dealer may cover eligible defects or mechanical problems that arise during the warranty period. If the movement fails on its own, a component was faulty from the start, or if something inside the case is not performing as it did when it left the factory, that is warranty territory. The specific terms of your warranty determine which repairs qualify.